XINIX Logo
TRANSPORT INSURANCE

Want to Know a little about Transport Insurance? Let us tell you.

We recognise that commercial vehicles endure long hours on the road and face hazardous driving conditions and numerous challenges beyond control. Protect your trucks against the many risks faced daily by customising a package to suit your needs.

xinix-transport-insurance

Transport & Heavy Haulage Insurance

Comprehensive Transport Solutions

When it comes to protecting your assets, having comprehensive transport insurance is crucial. At XINIX, we provide a variety of customised solutions to meet the unique needs of the transport industry. Insurance cover protection for your trucks over 3500kg includes towing and recovery, lost or damaged keys or remotes, as well as roadside assistance, these extensive policies offer the peace of mind you deserve.

Some of the covers available 

N

Territorial limits – SADC countries

N

Medical costs

N

Third party liability

N

Environmental impairment liability extension

N

Windscreen cover

N

Wreckage Removal & Fuel tank spillage clean up

N

Towing costs - Subject to limits

N

Goods in Transit - available

Get in touch with us today to learn more about the insurance solutions and discover how you can help protect your aviation operations.

Why not tell us what you would like to insure

As this is specialised insurance, we require some information that will allow for us to setup for a meeting and setup time to understand your requirements as each business is unique.

    1
    About you
    2
    Address
    3
    Your Items
    4
    Your Claims
    5
    Finish up

    About you


    fingerprint


    Read me
    If you have been referred through an agent please make sure you add the Agent Code here for you to enjoy any further benefits.Want to sign up as a referral agent? Click Here.

    campaign



    apartment


    title



    person


    person


    email


    We won't share your information with anyone unlawfully.

    phone


    business_center


    Reasons why you should deal with us

    N

    Expert Advise

    N

    Personalise Service

    N

    Call us, we're here

    INSURANCE SOLUTIONS

    Available Products

    We have a wide range of insurance products, ensuring that we can meet all your coverage needs. Our team of seasoned professionals possesses in-depth knowledge, so you are in capable hands.
    xinix-risk-management

    Risk Management Services

    We go beyond merely providing insurance; we offer comprehensive risk management services to help you identify and mitigate the risks associated with operating trucks. Our team of experienced brokers offers expert advice and support to ensure you have the appropriate level of coverage for your specific needs.

    xinix-goods-in-transit

    Heavy Haulage insurance

    We recognise the high stakes and risks inherent in the heavy haulage industry. That’s why special heavy haulage insurance is available to protect your equipment, cover any accidents, and keep your cargo safe.

    xinix-truck-insurance

    Truck Insurance

    Safeguard your valuable assets with Truck Insurance. Coverage for accidents, theft, damage, and third-party liability. Whether you’re an owner-operator or manage a fleet of trucks, we offer the right protection for your needs.

    xinix-driver-fidelity-insurance

    Driver Fidelity Insurance

    Fidelity Guarantee Insurance covers you for losses due to fraud or theft by your truck drivers.

    xinix-professional-indemnity

    Professional Indemnity Insurance

    Safeguard your business reputation with Professional Indemnity Insurance. This policy covers you against claims of professional negligence made against your business.

    xinix-cargo-insurance

    Goods in Transit

    Ensure the safety of your goods with comprehensive Goods in Transit and Marine Insurance. Coverage for loss or damage during transit, including protection against specific risks such as theft, fire, and accidental damage.

    xinix-goods-in-transit

    Cargo Insurance

    A cargo insurance policy offers protection for shipments transported by sea, air, and land.

    xinix-legal-liability

    Public Liability Insurance

    Protect your business with Public Liability Insurance, which covers you against claims for injury or damage caused by your trucks.

    We’re working with

    Trusted insurance companies in SA

    Browse FAQ Categories

    xinix-truck-insurance

    Transport & Heavy Haulge

    Transport & Heavy Haulage Insurance

    What factors affect the cost of heavy haulage insurance?

    The cost of heavy haulage insurance is influenced by several factors, including the type of vehicles, the value of the cargo, the routes taken, the driver’s experience, and the company’s safety record.

    Are there any geographical limitations on heavy haulage insurance coverage?

    Coverage can vary, but typically, policies will specify geographical limits. It’s important to ensure your insurance covers all regions where your vehicles operate, including cross-border transport if applicable.

    What is not covered by transport and heavy haulage insurance?

    Common exclusions include wear and tear, mechanical breakdowns, intentional damage, and some types of high-risk cargo like hazardous materials, unless specifically included in the policy.

    Are there specific insurance requirements for transporting hazardous materials?

    Yes, transporting hazardous materials often requires specialized insurance due to the increased risks. Policies may need to include additional coverage for environmental damage and higher liability limits.

    How does heavy haulage insurance handle accidents caused by third parties?

    If an accident is caused by a third party, your insurer may cover the immediate costs and then pursue a claim against the third party’s insurer to recover the expenses.

    What should be done if a claim needs to be made?

    In the event of a claim, promptly notify your insurer, document the incident with photos and reports, and provide all necessary information and documentation as required by your policy to support the claim.

    What are the benefits of having comprehensive heavy haulage insurance?

    Comprehensive heavy haulage insurance provides peace of mind, financial protection against a wide range of risks, ensures business continuity, and can cover legal expenses and liability in the event of accidents or damages involving third parties.

    What is transport and heavy haulage insurance?

    Transport and heavy haulage insurance provides coverage for vehicles and cargo involved in the transportation and logistics industry. This includes protection against damages, theft, and liability during transit.

    What types of vehicles are covered under heavy haulage insurance?

    Heavy haulage insurance typically covers a wide range of vehicles, including trucks, trailers, tankers, and specialized heavy machinery used for transporting large or heavy goods.

    Does heavy haulage insurance cover the cargo being transported?

    Yes, heavy haulage insurance often includes coverage for the cargo being transported. This can protect against loss, damage, or theft of the goods during transit.

    Our Client Education Quizzes

    Think you can out smart these questions?? Hmm, let’s see if you can?

    Insurance 101

    Insurance 201

    Life Insurance 101

    Fun

    0%
    1 votes, 5 avg
    14

    Personal Insurance Quiz 101

    10 Quick, easy home and car insurance quiz questions to help you unlock how it works by increasing your knowledge.

    1 / 10

    Why is it important to make sure your monthly insurance premiums is paid every month?

    2 / 10

    With vehicle insurance, why is it important to install a tracking device?

    3 / 10

    My vehicle should be insured for Retail Value. What is Retail Value?

    4 / 10

    What is the purpose of a broker?

    5 / 10

    Why does my premium go up if the value of my car should be depreciating?

    6 / 10

    Why do I need car insurance?

    7 / 10

    What does average mean for a home contents claim?

    8 / 10

    What is credit shortfall?

    9 / 10

    When an insurance company settles a vehicle accident claim, who gets the excess amount that I must pay?

    10 / 10

    What is the Replacement value?

    Your score is

    0%

    Please rate this quiz

    April
    January
    February
    March
    April
    May
    June
    July
    August
    September
    October
    November
    December
    2025
    2025
    MonTueWedThuFriSatSun
    31
    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    13
    14
    15
    16
    17
    18
    19
    20
    21
    22
    23
    24
    25
    26
    27
    28
    29
    30
    1
    2
    3
    4
    09:00 AM
    09:30 AM
    10:00 AM
    10:30 AM
    11:00 AM
    11:30 AM
    12:00 PM
    12:30 PM
    01:00 PM
    01:30 PM
    02:00 PM
    02:30 PM
    03:00 PM
    03:30 PM
    04:00 PM
    04:30 PM
    05:00 PM
    05:30 PM
    06:00 PM
    April
    January
    February
    March
    April
    May
    June
    July
    August
    September
    October
    November
    December
    2025
    2025
    MonTueWedThuFriSatSun
    31
    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    13
    14
    15
    16
    17
    18
    19
    20
    21
    22
    23
    24
    25
    26
    27
    28
    29
    30
    1
    2
    3
    4
    09:00 AM
    09:30 AM
    10:00 AM
    10:30 AM
    11:00 AM
    11:30 AM
    12:00 PM
    12:30 PM
    01:00 PM
    01:30 PM
    02:00 PM
    02:30 PM
    03:00 PM
    03:30 PM
    04:00 PM
    04:30 PM
    05:00 PM
    05:30 PM
    06:00 PM
    April
    January
    February
    March
    April
    May
    June
    July
    August
    September
    October
    November
    December
    2025
    2025
    MonTueWedThuFriSatSun
    31
    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    13
    14
    15
    16
    17
    18
    19
    20
    21
    22
    23
    24
    25
    26
    27
    28
    29
    30
    1
    2
    3
    4
    09:00 AM
    09:30 AM
    10:00 AM
    10:30 AM
    11:00 AM
    11:30 AM
    12:00 PM
    12:30 PM
    01:00 PM
    01:30 PM
    02:00 PM
    02:30 PM
    03:00 PM
    03:30 PM
    04:00 PM
    04:30 PM
    05:00 PM
    05:30 PM
    06:00 PM