CAR WARRANTY INSURANCE
Want to Know a little about Car Warranty? Let us tell you.
A car warranty covers your vehicle’s parts against unexpected mechanical or electrical failures. It does not include maintenance or servicing of the vehicle.
Car Warranty Solutions
We understand you want your vehicle to run smoothly, whether it’s new and still under warranty or older and has seen some use.
There are three levels of coverage, so you can choose what’s best for your ride. From mechanical components to the electric and electronic systems, Car Warranty means you will be prepared for any eventuality.
*For all plans, a waiting period applies, and an inspection will be required to waiver the waiting period. These plans are subject to change. It is best to consult us for the most recent plans.
3 Plans Available
Auto Plan Warranty
Applicable to vehicles with the OEM warranty still in place, less than three years old and with less than 120 000 km on the odometer since first registration or the OEM warranty start date.
What is included?
• No cover limits
• Breakdown Assist program
• Strip and quote
• Additional component cover
• Vehicle Hire
• Cover period: 24 months or 250 000 km, whichever comes first.
• Waiting period applies, and an inspection will be required to waiver the waiting period.
• 45 components covered (see list of components below)
Auto Plan Warranty Components
Auto Drive Warranty
Applicable to vehicles out of OEM warranty, less than seven years old and with less than
250 000 km on the odometer since first registration or the OEM warranty start date.
What is included?
• No cover limits
• Breakdown Assist program
• Strip and quote
• Additional component cover
• Vehicle Hire
• Cover period: up to 10 years or 250 000 km, whichever occurs first.
• Waiting period applies, and an inspection will be required to waiver the waiting period.
• 35 components covered (see list of components below)
Auto Drive Warranty Components
1. Engine
2. Gearbox/Transmission
3. Transaxle
4. Differential
5. 4×4 Front Differential Unit
6. Transfer Box
7. Differential Lock
8. Turbo Assembly
9. 9. Management System
10. EGR Valve and EGR Cooler
11. Mechatronic
12. Variable valve timing unit
13. Catalytic converter/DPF (diesel)
14. Intercooler
15. Electronic Ignition
16. Air-Conditioner
17. Cooling System
18. Suspension
19. Water Pump
20. Radiator
21. Wheel Bearings
22. Braking System
23. Fuel System
24. Electrical Components
25. Free Wheel Hubs
26. Prop Shaft and couplings
27. Front Wheel Drive Unit
28. CV Joints and driveshaft
29. Steering Mechanism
30. Clutch
31. Cylinder Head Gasket
32. Viscous and Electric Fans
33. Transponder Key
34. Central Locking
35. Sensors and sender units
Auto Drive Train
Auto Drive Train Components
1. Engine
2. Gearbox/Transmission
3. Transaxle
4. Differential
5. 4×4 Front Differential Unit
6. Transfer Box
7. Differential Lock
8. Cooling System
9. Water Pump
10. Radiator
11. Wheel Bearings
12. Free Wheel Hubs
13. Prop Shaft and couplings
14. Front Wheel Drive Unit
15. CV Joints and driveshaft
**Although we have taken the greatest care in preparing the content on this page, it is subject to change without notice and should be used as a guide only. For accurate information, please refer to the policy schedule.
Get in touch with us today to learn more about the insurance solutions and discover how you can help protect your car with the car warranty products.
Warranties Comparison Components
Transfer Box
Description
All internal lubricated components and actuators/sensors:
gears, shafts, synchro hubs and rings, bearings, bushes, internal shift
selectors, external shift linkage, transfer box components, seals and gaskets.
The transfer case is covered only if the damage is due to failure of a covered
transfer box part.
Components Not Covered
External damage to axle housing(s); external securing
bolts,damage caused by oil leaks or oil leaks themselves
External damage to actuators and sensors
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Water Pump
Description
Water pump unit.
Components Not Covered
External damage to axle housing(s); external securing
bolts.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Cylinder Head Gasket
Description
Cylinder head gasket only.
Components Not Covered
Failure caused by overheating.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Differential Lock
Description
All internal components and actuators/sensors (internal and external)
Components Not Covered
external damage to axle housing(s); external securing bolts.
External damage to actuators and sensors.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Radiator
Description
Engine cooling radiator only.
Components Not Covered
No external damage, blockage and lack of maintenance, lack of or no
antifreeze in coolant.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Drive Pulleys
Description
Mechanical failure only.
Components Not Covered
Failure because of accident damage, operation outside of OEM
specification, no wear and tear, damage caused by oil leaks or oil leaks
themselves.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Turbo Assembly
Description
Original Manufacturer fitted turbo charger, intercooler, boost control valve
only. Also known as waste gate valve.
Components Not Covered
Pipes and hoses. Failure due to incorrect servicing as per OEM
specifications, damage caused by oil leaks or oil leaks themselves.
External damage to actuators and sensors
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Wheel Bearings
Description
Front and rear hub assemblies, front and rear wheel bearings,
seals and gaskets.
Components Not Covered
Failure because of accident damage or lack of lubricant resulting from
lack of maintenance as OEM specification.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Viscous and Electric Fans
Description
Engine cooling only.
Components Not Covered
Failure because of accident damage, operation outside of OEM
specification, no wear and tear, damage caused by oil leaks or oil leaks
themselves.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Management System
Description
Engine, transmission and body control management units, crankshaft sensor,
camshaft sensor and lambda (O2) sensor only, original security system, cruise
control.
Components Not Covered
The remote control or electronic key for the security
system; air bags and its sensors.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Braking System
Description
Master cylinder, servo unit, wheel cylinders and ABS control unit, all sensors,
park brake actuators, electronic handbrake actuator and vacuum pump.
Components Not Covered
(excluding all friction materials)
Brake discs, brake drums, disc pads, brake shoes and linings.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Transponder Key
Description
Original manufacturer fitted unit only and functional failure only.
Components Not Covered
Failure because of accident damage, operation outside of OEM
specification, no wear and tear, damage caused by fluid contamination.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Super Charger
Description
Super charger factory unit
Components Not Covered
Pipes and hoses. Failure due to incorrect servicing as per OEM
specifications, damage caused by oil leaks or oil leaks themselves.
External damage to actuators and sensors
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Fuel System
Description
Mechanical and electrical fuel pumps, injectors, fuel injection control, sensor
units, intake manifold flap motor, throttle body (separate TPS unit) and fuel
flap actuators integration relay.
Components Not Covered
Excluding glow plugs and all calibration and serviceable components.
Excluding any failure caused by incorrect or contaminated fuel,
incorrect fuel injector function or fuel pump timing.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Central Locking
Description
Pump and door actuator only.
Components Not Covered
Switches and relays; batteries, globes, lamp
assemblies, wiring and serviceable items such as
brushes or bushes.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Emission Control
Description
EGR Valve and Cooler only
Components Not Covered
Pipes and hoses. Failure due to incorrect servicing as per OEM
specifications, damage caused by oil leaks or oil leaks themselves
emissions carbon build-up.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Electrical Components
Description
Alternator, starter motor, front and rear windscreen wiper motors, start
switch and window mechanisms (electrical and manual), electric seat motors.
Components Not Covered
Switches and relays; batteries, globes, lamp
assemblies, wiring and serviceable items such as
brushes or bushes.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Electric Mirrors
Description
Motor only.
Components Not Covered
Switches and relays; batteries, globes, lamp
assemblies, wiring and serviceable items such as
brushes or bushes.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Casings
Description
Engine block, cylinder head, gearbox, differential, drive unit, inlet and exhaust
manifolds are covered.
Components Not Covered
Pipes and hoses. Failure due to incorrect servicing as per OEM
specifications, damage caused by oil leaks or oil leaks themselves.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Free Wheel Hubs
Description
Complete unit and 4×4 actuator (applicable to 4×4 vehicles only).
Components Not Covered
Failure because of accident damage or lack of lubricant resulting from
lack of maintenance as OEM specification.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Sensors and sender units
Description
Major component sensors and sender units only.
Components Not Covered
Failure because of accident damage, operation outside of OEM
specification, no wear and tear, damage caused by oil leaks or oil leaks
themselves. Failure caused by fluid contamination.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
EGR Valve and EGR Cooler
Description
EGR Valve and Cooler only
Components Not Covered
Pipes and hoses. Failure due to incorrect servicing as per OEM
specifications, damage caused by oil leaks or oil leaks themselves
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Prop Shaft and couplings
Description
U-joints and centre bearings (including balancing)
Propeller shaft-tube, universal joints, front yoke,rear flange and centre
support bearing.
Components Not Covered
Clutch plate, pressure plate, clutch fork, clutch cable;
external damage to transmission or transfer cases
and external securing bolts.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Alarms, Immobiliser
Description
Original manufacturer fitted units only.
Components Not Covered
Failure because of accident damage, operation outside of OEM
specification, no wear and tear, damage caused by fluid contamination.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Mechatronic
Description
Mechatronic unit only
Components Not Covered
External damage to axle housing(s) and unit; external securing
bolts.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Front Wheel Drive Unit
Description
External driveshafts, couplings, hubs, bearings and drive flanges for 4×4
vehicles only.
Components Not Covered
Failure because of accident damage or lack of lubricant resulting
from lack of maintenance as OEM specification. Failure resulting from
damaged CV joint boots.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Vehicle Hire
Description
The vehicle rental offers a convenient 3 day vehicle rental in the event you
have a valid claim and the vehicle will be in the workshop for longer than two
days.
Components Not Covered
No mechanical or electrical breakdown, benefit will not apply. Not to
be used as a vehicle health or routine maintenance check.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: R2 500
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: R2 500
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: R2 500
Variable valve timing unit
Description
Solenoids, VV T motor
Components Not Covered
Damage caused via external debris or lack of service and
maintenance.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
CV Joints and driveshaft
Description
Including dust covers and all internal lubricated parts of the CV joints,
universal joints and half shafts.
Half shafts are covered only if the damage is due to failure of a covered part.
Components Not Covered
The protective rubber boots; failure of the CV joints if the protective
boots were damaged and therefore exposed to elements. Failure
resulting from damaged CV joint boots.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Strip and Quote
Description
Cover the cost to diagnose, strip and provide the quote to repair mechanical
and electrical breakdown on the covered vehicle. If the vehicle claim is
rejected due to breakdown not being covered under the policy the cost for
the diagnostics will still be covered by the Warranty product.
Components Not Covered
No mechanical or electrical breakdown, benefit will not apply. Not to
be used as a vehicle health or routine maintenance check.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: R4 000
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: R4 000
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: R4 000
Catalytic converter/DPF (diesel)
Description
Catalytic converter only, DPF diesel particulate filter are covered against
mechanical failure only.
Components Not Covered
No cover against blockage via particulate buildup or oil contamination.
Catlytic converter not covered for burnt through.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Steering Mechanism
Description
All internal components of steering box, steering rack and power steering
pump, column shaft, bearings joints, steering lock, sensors, reservoir, steering
damper, seals and gaskets; steering gear housings, reservoir and pump housings are covered if the
damage is from failure of a covered steering part.
Components Not Covered
External damage to steering gear, reservoir and pump housings;
damaged protective boots and the resultant damage to the steering
rack; piping, hoses and belts. Failure resulting from damaged joint
boots.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Additional Component Cover
Description
Once off payment to cover any motor vehicle related items or any standard
services that is not covered by policy.
Components Not Covered
No mechanical or electrical breakdown, benefit will not apply. Not
to be used as a vehicle health or routine maintainance check. failure
because of accident damage, operation outside of OEM specifiction,
no wear and tear, damage caused by oil leaks or oil leaks themselves.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: R1 000
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: R1 000
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: R500
Engine
Description
All internal lubricated components:
pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and rod bearings, thrust washers, camshaft and bearings, chains, tensioners and gears, rocker arms, valves, valve springs, valve cotters, valve spring retainers, valve guides and seats, push rods, cam followers, hydraulic lifters and oil pump, cylinder head(s), exhaust manifolds, intake manifolds.
Engine block and cylinder bores are covered only if damage occurs due to failure of the covered parts.
Components Not Covered
decarbonisation: the removal of carbon from the piston crown and combustion chamber roof; failures caused by build-up of carbon; burnt or bent valves, pulleys or external tensioners; external securing bolts, corroded bolts; routine cam belt replacements, exhaust gas recirculation valve, damage caused by oil leaks or oil leaks themselves.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Intercooler
Description
Mechanical failure.
Components Not Covered
No external damage, blockage and lack of maintenance.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Clutch
Description
Clutch plate, pressure plate, clutch cable, clutch fork, master and slave
cylinder, release bearing, pilot bearing and flywheel are covered against
mechanical failure only.
Components Not Covered
Failure because of accident damage, operation outside of OEM
specification, no wear and tear. Failure related to incorrect application
of unit.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Breakdown Assistance
Description
* Towing to the nearest dealer after a mechanical/electrical breakdown
* Cover for the call-out fee plus one hour’s labour for a vehicle locksmith if your keys are locked in your car
* Cover for the call-out fee and one hour’s labour when you have a flat tyre/ battery
* Emergency delivery of 10 litres of fuel (charged at cost)
* 72 hours free storage after tows
* Notification and message service for family or business
* If you are stranded more than 100 km away from home after a breakdown and your vehicle needs to be towed to a repairer, we will arrange and pay up to R500 towards:
* Courtesy transport for yourself and a maximum of six persons to one nominated destination or,
* Hotel accommodation for yourself and a maximum of six persons if there is an overnight delay or,
* Car hire for a 24-hour period, subject to your provision of a credit card guarantee and limited to rental charges, delivery and collection of the hire vehicle, the first tank of fuel and surrender of the vehicle on arrival at your destination
* We will also pay up to R500 toward the cost of collecting the vehicle and returning it to your normal place of residence after the repair has been effected
* The Breakdown Assistance service has an annual limit of three call-outs per insured vehicle
Components Not Covered
No mechanical or electrical breakdown, benefit will not apply. Not to be used as a vehicle health or routine maintenance check.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: 3 Call-Outs PA
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit:3 Call-Outs PA
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: 3 Call-Outs PA
Gearbox/Transmission
Description
(Manual/Automatic) All internal lubricated components (including torque converter, flex plate and transmission sensors)
(Manual Transmission) gears, shafts, synchro hubs and rings, bearings, bushes and internal shift selectors, external shift linkage, transfer box components, clutch master cylinder, clutch slave cylinder, seals and gaskets.
(Automatic Transmission) torque converter, gears, clutches, brake bands, drums, servos, vacuum modulator, solenoids, bearings, bushes, oil pump, shafts and valve body, oil cooler, external shift linkage, transfer box components, transmission mounts, seals and gaskets.
The transmission case is covered only if the damage is due to failure of a part in the manual/automatic transmission box.
Components Not Covered
(Manual Transmission)
Clutch Plate, pressure plate, clutch fork, clutch cable; external damage to transmission or transfer cases; external securing bolts.
(Automatic Transmission)
external damage to transmission or transfer case(s); external securing bolts, damage caused by oil leaks or oil leaks themselves
External damage to actuators and sensors
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Electronic Ignition
Description
Distributor and coil packs, amplifier module and trigger unit.
Components Not Covered
High tension leads, distributor cap, rotor and spark plugs; the ignition switch, barrel and key
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Release Bearing – Clutch
Description
Only release bearing failure.
Components Not Covered
Failure because of accident damage, operation outside of OEM
specification, no wear and tear. Failure related to incorrect application
of unit.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Duration
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: 24 months or until a total of 250 000 km’s
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit:Cover vehicle until 250 000kms / 10 yrs
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Cover vehicle until 400 000kms / 20 yrs
Transaxle
Description
All internal lubricated components and actuators/sensors:
gears, shafts, crown wheel and pinion, pinion bearings, spider gears, thrust
washers, carrier housing and carrier bearings, seals and gaskets.
The trans-axle case is covered only if the damage is due to failure of a
covered axle part
Components Not Covered
External damage to the transfer case;
external securing bolts, damage caused by oil leaks or oil leaks
themselves
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Air-Conditioner
Description
Compressor electro-magnetic clutch assembly, condenser, evaporator,
pressure regulator assembly, heater control valve.
Will re-gas in the event of a major component failure.
Components Not Covered
No regassing only,expansion valve, heater control valve, seals and
gaskets.rectification of gas leaks, re-gassing, receiver dryer unit(maintenance), belts, pipes, hoses and service related
items, heater matrix and hosing.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Over Heating
Description
Breakdown as a result of overheating.
Components Not Covered
Lack of or incorrect ratio of Anitfreeze. Failure related to incorrect
application of unit.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Excess
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: 0, fixed amount, or percentage
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: 0, fixed amount, or percentage
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: 0, fixed amount, or percentage
Differential
Description
All internal lubricated components and diff actuators/sensors (internal and
external) crown wheel and pinion, pinion bearings, spider gears, thrust washers, pins,
carrier housing and carrier bearings, half shafts, seals and gaskets.
The drive axle housing is covered only if the damage is due to failure of a
listed differential part
Components Not Covered
External damage to axle housing(s); external securing
bolts,damage caused by oil leaks or oil leaks themselves
External damage to actuators and sensors
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Cooling System
Description
Welsh plugs, thermostat, thermo-switch, heater radiator and gearbox, engine
oil cooler and auxiliary water pump.
Components Not Covered
Radiator cap, expansion tank cap, blocked radiators, hoses, corroded
pipes, pulleys and belts or fan blades; external damages or losses
caused by external damage; foreign matter blocking or entering the
cooling system.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Over Fuelling
Description
Failure as a result of over fuelling.
Components Not Covered
Use of incorrect fuel.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Term
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: 24 months or until a total of 250 000 km’s
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Cover vehicle until 250 000kms / 10 yrs
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Cover vehicle until 400 000kms / 20 yrs
4×4 Front Differential Unit
Description
All internal lubricated components and diff actuators/sensors (internal and
external) crown wheel and pinion, pinion bearings, spider gears, thrust washers, pins,
carrier housing and carrier bearings, half shafts, locking hubs, seals and
gaskets.
The drive axle housing is covered only if the damage is due to failure of a
listed differential part
Components Not Covered
External damage to axle housing(s); external securing
bolts, damage caused by oil leaks or oil leaks themselves
External damage to actuators and sensors
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Unlimited
Suspension
Description
Upper and lower wishbones with associated ball joints, steering links, bushes,
springs, pneumatic air suspension/pneumatic shocks, air suspension pump,
compressor and sensors are covered against mechanical failure.
Components Not Covered
Replacement of struts, springs, leave springs, shock absorbers. Failure
related to damaged joint boots.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Unlimited
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
Cambelt Failure
Description
Mechanical failure cambelt and tensioner.
Components Not Covered
Excluding routine maintenance or wear and tear, damage caused by
oil leaks or oil leaks themselves.
Auto Plan Warranty
<3 years in an OEM Warranty, less than 120 000km
Cover Limit: Unlimited
Auto Drive Warranty – Cover Limit
< 7 years & < 250 000km
Cover Limit: Component Not Covered
Auto Drive Train – Cover Limit
< 14 years & < 250 000km
Cover Limit: Component Not Covered
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Car Warranty
Car Warranty
Are there different levels of Car Warranty insurance coverage?
Yes, policies can range from basic powertrain warranties covering essential components to comprehensive warranties that include a wide array of parts and systems.
What is the process for making a claim under Car Warranty insurance?
Generally, you need to contact the warranty provider, provide necessary documentation, and get approval before repairs are done. Repairs usually need to be done at approved service centers.
How does mileage affect Car Warranty insurance?
Higher mileage can limit the availability of coverage and increase premiums. Some policies may have mileage caps, after which coverage is no longer valid.
What complex issues can affect Car Warranty insurance coverage?
Modifications to the vehicle and using non-approved parts or service centers can void the warranty. It’s important to follow the provider’s guidelines strictly.
Are diagnostics covered under Car Warranty insurance?
Diagnostic fees are typically not covered unless the issue identified is a covered repair. Always check the specific terms of your policy to understand this aspect.
How is Car Warranty insurance different from car insurance?
Car Warranty insurance covers mechanical and electrical failures, while car insurance covers accidents, theft, and damage. They complement each other to provide comprehensive protection.
What is Car Warranty insurance?
Car Warranty insurance covers the cost of certain repairs and replacements of parts after the manufacturer’s warranty expires, providing financial protection against unexpected mechanical and electrical failures.
Are used cars eligible for Car Warranty insurance?
Yes, used cars can be eligible for Car Warranty insurance, but the terms and conditions may vary depending on the age, mileage, and condition of the vehicle.
What is typically covered under Car Warranty insurance?
Coverage usually includes engine, transmission, drive axle, electrical components, air conditioning, and other major systems. Specific coverage can vary by policy.
What is not covered by Car Warranty insurance that clients often assume is covered?
Regular maintenance, wear and tear items (e.g., brake pads, tires), and damage from accidents are typically not covered. Additionally, issues arising from neglect or improper maintenance are excluded.
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