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SPECIALISED INSURANCE

Want to Know a little about Aviation Insurance? Let us tell you.

Aviation insurance is a specialised type of insurance designed to cover various risks associated with the operation and ownership of aircraft. This includes protection for aircraft owners, operators, passengers, and third parties.

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Aviation Insurance

Comprehensive Aviation Insurance Solutions

When it comes to protecting your aviation assets, having comprehensive aviation insurance is crucial. At XINIX, we provide a variety of customised solutions to meet the unique needs of the aviation industry. Whether you need aircraft coverage for your fleet, aviation liability insurance for legal protection, or specialised drone insurance for UAVs, the extensive policies offer the peace of mind you deserve.

Some of the covers available 

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Airport Owners & Operators Liability

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Drones

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Hull All Risks

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Hull War Risks

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Personal Accident for Crew (flying only)

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Pilot Excess Cover

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Third Party and Passenger Legal Liability

Type of businesses suitable for
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Agricultural Aircraft

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Charter Operators

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Corporate Aircraft

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Drones (Private & Commercial)

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Experimental Aircraft

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Gliders

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Microlights

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Rotor Wing Aircraft

Get in touch with us today to learn more about the insurance solutions and discover how you can protect your operations better.

Why not tell us what you would like to insure

As this is specialised insurance, we require some information that will allow for us to setup for a meeting and setup time to understand your requirements as each business is unique.

    About you






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    Your Items

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    Your Claims



    Currently Insured?


    Do you currently have insurance?





    Current insurer you are with.












    Any claims in the last 7 years?


    Claims in the last 7 years.









    What type of claim did you have?











    How many years have you not had a claim? So if you had a claim say on the 1st of June 2019, and today is the 1 January 2021 this means that you have only 1 year of no claims. You need to round down any years, so in this case you would be claim free for 1 and half years, so we have to round down to 1 year and never round up.






    How many years have you not had a claim? So if you had a claim say on the 1st of June 2019, and today is the 1 January 2021 this means that you have only 1 year of no claims. You need to round down any years, so in this case you would be claim free for 1 and half years, so we have to round down to 1 year and never round up.



    Any Insurer Rejected Your Claim?


    Any insurer ever rejected your claim?




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    Feel free to add any questions or notes or best dates or times to contact you so that we can address all your questions when we arrange for a face-to-face or online meeting.







    Reasons why you should deal with us

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    Expert Advise

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    Personalised Service

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    Call us, we're here

    INSURANCE SOLUTIONS

    Available Products

    We have a wide range of insurance products, ensuring that we can meet all your coverage needs. Our team of seasoned professionals possesses in-depth knowledge, so you are in capable hands.
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    Hull All Risks & Hull Ground Risks

    To protect the aircraft structure from damage during flight, taxiing, or while on the ground, including foreign object ingestion, up to the maximum agreed value specified in the schedule.

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    Passenger Liability insurance

    This insurance provides coverage for passengers who sustain injuries or fatalities in an aviation accident. It is mandatory for commercial or large aircraft in many countries, including South Africa.

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    Legal Liability

    Legal responsibility to third parties or passengers resulting from the ownership or operation of an aircraft.

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    Pilot Excess Insurance

    To provide insurance coverage for pilots flying non-owned aircraft, where they are responsible for the applicable deductible of a hull policy.

    We’re working with

    Trusted insurance companies in SA

    Browse FAQ Categories

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    Aviation Insurance

    Aviation Insurance

    What types of aviation insurance are available?

    Types include hull insurance, liability insurance, passenger liability, and ground risk hull insurance.

    Who needs aviation insurance?

    Owners and operators of aircraft, including commercial airlines, private pilots, and companies using aircraft for business.

    How are aviation insurance premiums calculated?

    Premiums are based on factors like aircraft type, usage, pilot experience, and coverage limits.

    Does aviation insurance cover damage caused by natural disasters?

    Yes, most policies cover natural disasters, but it’s essential to verify specific coverage details with your provider.

    Can aviation insurance be customized to specific business needs?

    Yes, policies can be tailored to cover unique risks and requirements of different aviation businesses.

    What is hull insurance in aviation?

    Hull insurance covers physical damage to the aircraft itself, whether in the air or on the ground.

    Are there exclusions in aviation insurance policies?

    Common exclusions include war, terrorism, and illegal acts. Always review policy details for specific exclusions.

    How does liability insurance protect aviation businesses?

    Liability insurance protects against claims for bodily injury and property damage caused by the operation of an aircraft.

    What are the benefits of obtaining aviation insurance for an aviation business in South Africa?

    Benefits include financial protection, compliance with legal requirements, and peace of mind knowing your assets are covered.

    What is aviation insurance?

    Aviation insurance covers aircraft and related risks, including damage to aircraft, liability for injuries, and property damage.

    Our Client Education Quizzes

    Think you can out smart these questions?? Hmm, let’s see if you can?

    Insurance 101

    Insurance 201

    Life Insurance 101

    Fun

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    1 votes, 5 avg
    11

    Personal Insurance Quiz 101

    10 Quick, easy home and car insurance quiz questions to help you unlock how it works by increasing your knowledge.

    1 / 10

    Why do insurers do an ITC check when I ask for a quote, choose most correct answer? 

    2 / 10

    Why is it important to make sure your monthly insurance premiums is paid every month?

    3 / 10

    When can I use my car hire benefit on my policy?

    4 / 10

    What is credit shortfall?

    5 / 10

    What is an excess amount when I have a vehicle claim?

    6 / 10

    Insurance quotation are generally valid for how long?

    7 / 10

    With vehicle insurance, do I generally have to pay extra when I use roadside assistance?

    8 / 10

    What type of cover do I need to take out for vehicle for mechanical and electric breakdown?

    9 / 10

    What does the insurer mean when they ask if I am the regular driver of my vehicle?

    10 / 10

    What does household contents generally cover?

    Your score is

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    1 votes, 5 avg
    2

    Personal Insurance Quiz 201 - Intermediate

    10 Intermediate level, random quick, easy home and car insurance quiz questions to help you unlock how it works by increasing your knowledge.

    1 / 10

    Why is it important to know about my past insurance and claims when I am taking out insurance?

    2 / 10

    Do I really need to disclose the colour of my vehicle for insurers to calculate my premium?

    3 / 10

    What happens if I decide to cancel my vehicle insurance and self insure?

    4 / 10

    Why does it matter if I have a license or not when taking out insurance, if I am the one who will be paying for the premium?

    5 / 10

    Gary goes to work on a Friday, he ends up staying after work with his colleagues and they have a few drinks. He leaves work at 11pm and heads home. As he is passing the robot, a guy who is highly intoxicated skips the red robots and knocks into Gary. Gary and the other driver are not injured however upon the police arriving they test them both for alcohol and both Gary and the other driver are arrested because of their alcohol levels. Will the insurer pay for the damages to fix Gary's car?

    6 / 10

    What is the function and purpose of insurance?

    7 / 10

    What is an additional excess?

    8 / 10

    What happens if I had a burglary at my home 2 years ago and I didn’t tell my current insurer about it when I took out home contents cover?

    Under insurance is calculated using average. Average is calculated using the below formula:
    Average = (Sum Insured Amount) / (Actual Replacement Amount ) x (Claim Amount)
    Once you have worked out the average amount you need to minus the excess and it will give you the total amount that an insurer will payout.

    9 / 10

    My contents is covered for R100 000 with a basic excess of R2 000. Someone breaks into my house and steals all my contents. I submitted a claim, the insurer advises that I am under insured.

    My contents is actually worth R250 000. How much will I be paid out?

    10 / 10

    Why is it important to disclose true information to insurance companies?

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    0

    Life Insurance Quiz 101

    10 random quick, easy life insurance quiz questions to help you unlock how it works by increasing your knowledge.

    1 / 10

    What does it mean to have a whole of life benefit?

    2 / 10

    I bought a house last month, the bank has advised that I need to have life cover which is the same amount as my bond amount but I don’t understand why I need this cover?

    3 / 10

    Why is Life Cover important to have?

    4 / 10

    What will my premium be if I am 25 years old and I want R1 million life cover?

    5 / 10

    What is the general purpose of lump sum disability cover?

    6 / 10

    I have life cover of R500 000 and I have been diagnosed with stage 4 cancer and I have 3 months to live. Is there anyway I can get my life cover money paid to me before I die to settle my debt?

    7 / 10

    Is there specific cover for cancer only, as my family are at a higher risk for this disease?

    8 / 10

    What is the minimum and maximum amounts of Life Cover you can have?

    9 / 10

    If I pay for my policy premiums for 20 years and don’t die, can my Life cover be paid out to me?

    10 / 10

    Will my life cover automatically cancel when I reach my retirement age?

    Your score is

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    1 votes, 3 avg
    1

    Are you truly South African? Let’s see how well you know your SA slang!

    Known as South Africanism....we have many official languages and yes we sommer combine them to keep things interesting...

    1 / 10

    "Graft / Graf"

    2 / 10

    Kwaito music

    3 / 10

    Slap chips?

    4 / 10

    "Shongololo"

    5 / 10

    Ag Man?

    6 / 10

    "Shot for the help bru"

    7 / 10

    "Howzit" (Hoezit)

    8 / 10

    "Sif"

    9 / 10

    "Marcha"

    10 / 10

    "Sharp, sharp"

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